Free Tool · SVN Commercial Advisory Group · Sarasota, FL
CRE Investment Calculator
Run the numbers on any commercial deal — mortgage payment, NOI, DSCR, cap rate, and cash-on-cash return. Fixed, ARM, and interest-only loan options.
Property & Financing
Purchase price
Amortization
Down payment — 25% | $375,000
5%60%
Interest rate — 6.5%
3%14%
5/1 ARM: fixed for 5 years, then adjusts annually.
ARM type
Indexed rate
Rate cap
Interest-only: no principal paid. Full balloon due at term end.
IO period
Then amortizes over
Annual taxes
Annual insurance
Income & Expenses
Annual gross income
Operating expense ratio — 30% | $34,200
0%50%
Vacancy rate — 5%
0%30%
—
Monthly payment (P&I)
Payment breakdown
Principal & interest—
Post-adj. estimate—
After IO period (P&I)—
Monthly taxes—
Monthly insurance—
Total PITI—
Loan amount—
Investment metrics
Net operating income—
Annual debt service—
Cap rate—
DSCR— —
Cash-on-cash return—
Need help running the numbers on a real deal?
Ryan S. McDonald · SVN Commercial Advisory Group · (941) 894-8677
This calculator is for illustrative purposes only and does not constitute financial, investment, or legal advice. All calculations are estimates based on the inputs provided. Consult a qualified financial advisor before making investment decisions.